Insurance Coverage For Flatbed Truck Drivers & Operators
Owning a flatbed can be an extremely lucrative business. The wide variety of objects you have the ability to haul allows you more flexibility than some other types of trailers like a dry van, reefer trailer, or box truck. Oversized and irregularly shaped loads can be hauled on a flatbed. Hauling uniquely shaped loads, some being oversized, can have enormous risk. That’s why having the right type of protection is crucial for your trucking operation to succeed. J&D Herrera Insurance understands trucking and has A+ Rated insurance carriers that we quote from in order to get you the best price and protection.
Industries That Use Flatbeds:
- Manufacturing Distributor
- Commercial Farmers
- Delivery Companies
- Aviation Transportation
- Construction Crews
- Heavy Equipment Haulers
- Towing Companies
Coverage & Pricing:
The type of coverage you’ll need to operate a flatbed may vary based on your specific business operation. In most cases, trucking businesses have some form or another:
- Commercial Auto Liability Insurance
- Physical Damage Insurance
- Cargo Insurance
- General Liability
- Uninsured/Underinsured Motorist Coverage
The cost of insurance can vary depending on many factors, like where you live and what type of car. For example, the price might range anywhere between $8,000-$22,000 per year for a flatbed policy with some exceptions – this variation exists because coverage is based upon location as well driving experience record preferences, etc… A great way to find a lower quote is to use an independent insurance agency like J&D Herrera Insurance which can quote you through the right carrier for a better price compared to a captive insurance agency which can be quoted only through their designated carrier.
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